November 2015 / 10 posts found
What happens to credit card debt when a person dies?
Credit card debt is not automatically wiped out when a person dies. Whether a credit card company can recover its debt depends on state law, the amount of property in the decedent’s estate, and…What happens to your debt when you die?
Your debt belongs to you and you alone; it is not passed on to your family members when you die. The laws regarding debt after death are defined at a state level, so there's really no umbrella answer…Where Do Your Debts Go When You Pass Away?
Your estate generally owes any of your debts. Creditors will come before your heirs. The rest of your estate is then given to your heirs. A Guarantor or co-signer will assume your debt.Benefits of Term Life Insurance
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Video explains the benefits of term lifeThe Ten Most Common Life Insurance Mistakes and How to Avoid them
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The Garn-St. Germain Depository Institutions Act of 1982 allows your heirs, if they are closely related to you, to take over mortgage payments. However, if your heir is not related to you, and your…4 Common Risks That Can Devastate Your Retirement
Four of the most challenging retirement risks that retirees face. Forbes article details the risk and offers reasonable solutions.Regular Retirement Savings Key to a Confident Retirement Outlook
Regular saving, not income, is the key driver of confidence in future retirement, according to a study by Axa Life Invest.Watch Our Educational Retirement Videos
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